TERMS AND CONDITIONS OF USE
M and A Creations AB
Last Updated: February 22, 2026
The following Terms and Conditions of Use (“Terms”) are entered into by and between You and M and A Creations AB (“Company,” “we,” “us,” or “our”).
These Terms, together with our Privacy Policy, Disclaimer, Refund Policy, and any documents expressly incorporated by reference, govern your use of www.mandacreationsab.ca and any subdomains (the “Website”), including all materials, digital products, physical products, courses, downloads, and services offered through the Website.
By accessing or using this Website, you agree to be bound by these Terms without modification. If you do not agree, you must not use this Website.
PRIVACY POLICY
Your use of this Website is also subject to our Privacy Policy. By using this Website, you agree to the collection and use of information as described in that policy.
DISCLAIMER
Your use of this Website is also subject to our Disclaimer, which governs limitations related to business advice, educational materials, and informational content.
NO USE BY MINORS
You must be at least 18 years old to access or use this Website or purchase products or services. By using this Website, you represent that you are at least 18 years of age and legally capable of entering into binding contracts.
LAWFUL USE
You agree to use this Website for lawful purposes only. You may not use this Website:
In violation of any laws or regulations
To infringe upon intellectual property rights
To upload malicious code
To engage in fraudulent or abusive activity
You are financially responsible for all purchases made by you or someone acting on your behalf.
DIGITAL PRODUCTS LICENSE
All digital downloads, SVG files, templates, guides, and resources sold or provided through this Website are licensed, not sold.
When you purchase or download a digital product, you are granted a limited, non-exclusive, non-transferable license for personal or internal business use only.
You may:
Use the file to create physical end products for resale
Use the file in your own small business
You may NOT:
Resell, share, gift, or redistribute the digital file
Upload the file to third-party marketplaces
Claim the design as your own
Modify and resell the file as a new design
Share access to paid content, courses, or downloads
Unauthorized distribution constitutes copyright infringement and may result in legal action.
COURSE ACCESS & ACCOUNT TERMS
If you enroll in an online course:
Access is granted for the period stated at purchase
Login credentials may not be shared
Course content may not be downloaded and redistributed
Screen recording, duplication, or sharing of course materials is prohibited
We reserve the right to revoke access without refund if these Terms are violated.
PHYSICAL PRODUCTS
We strive to accurately represent our physical products. However:
Wood and natural materials may vary
Colors may differ slightly due to screen settings
Minor variations are not considered defects
Shipping timelines are estimates and not guaranteed.
REFUNDS & CHARGEBACKS
Due to the nature of digital products:
Digital downloads are non-refundable once delivered
Course purchases are subject to the stated refund policy at checkout
Initiating a chargeback without contacting us first constitutes a breach of these Terms.
We reserve the right to dispute fraudulent chargebacks.
FREE DOWNLOADS & GATED CONTENT
We may offer free resources in exchange for your email address.
You receive a limited license for personal or internal business use only.
You may not:
Resell the resource
Share the resource publicly
Create competing materials based on proprietary content
INTELLECTUAL PROPERTY
All Website content, including but not limited to:
SVG designs
Course materials
Text
Graphics
Branding
Logos
Product photography
Are the intellectual property of M and A Creations AB and are protected by copyright and trademark laws.
Unauthorized reproduction or redistribution is prohibited.
USER SUBMISSIONS
If you submit reviews, photos, testimonials, or other content:
You grant us a non-exclusive, royalty-free, worldwide license to use such content for marketing and promotional purposes.
You represent that you own or have permission to submit the content.
AFFILIATE DISCLOSURE
We may participate in affiliate programs and may earn commissions from qualifying purchases made through affiliate links.
Affiliate relationships do not influence our opinions or recommendations.
ARTIFICIAL INTELLIGENCE (AI) USE
We may use AI tools to assist with content creation, customer responses, or design suggestions.
AI-generated content is reviewed by a human before publication.
We make no guarantees regarding the accuracy of AI-assisted responses.
NO WARRANTIES
This Website and all products and services are provided “AS IS” and “AS AVAILABLE.”
We make no warranties, express or implied, including but not limited to:
Fitness for a particular purpose
Non-infringement
Accuracy of business results
LIMITATION OF LIABILITY
To the maximum extent permitted by law, we are not liable for:
Loss of revenue
Business interruption
Lost profits
Indirect or consequential damages
Our total liability shall not exceed the amount paid by you for the product or service at issue.
NO GUARANTEE OF RESULTS
Educational materials and business strategies are provided for informational purposes only.
We do not guarantee specific income, traffic, or business results.
Your success depends on individual effort, experience, and market conditions.
THIRD-PARTY LINKS
We are not responsible for the content, policies, or practices of third-party websites linked on this Website.
INDEMNIFICATION
You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your misuse of the Website, violation of these Terms, or infringement of intellectual property.
GOVERNING LAW
These Terms are governed by the laws of the Province of Alberta and the federal laws of Canada applicable therein.
Any disputes shall be resolved in the courts located in Alberta, Canada.
DISPUTE RESOLUTION
Before initiating legal action, you agree to attempt to resolve disputes through good-faith mediation.
SEVERABILITY
If any provision of these Terms is deemed unenforceable, the remaining provisions shall remain in full force and effect.
ENTIRE AGREEMENT
These Terms, together with the Privacy Policy, Disclaimer, and Refund Policy, constitute the entire agreement between you and M and A Creations AB.
CONTACT INFORMATION
M and A Creations AB
Website: www.mandacreationsab.ca
Email: mandacreationsco@gmail.com
Location: Edmonton, Alberta, Canada